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Mortgage services

Mortgage Spain’s leading independent broker

Mortgage Direct have been operating in Spain since 2006. During the last 10 years they have cemented their place as the leading independent broker in Spain. They offer a premium broking service to clients of all nationalities and secure the best possible deals. Here are some important reasons why Housing Ibiza recommends you contact them if you require finance to buy in Spain:

  • qualified advisers
  • native English and Dutch-speaking brokers some of whom can also communicate in Spanish, Portuguese and German
  • work with all lenders offering finance for Spain
  • exclusive deals (see below)
  • mortgage quotes within 48 hours
  • no obligation advice delivered in a professional and friendly manner
  • competitive fees for a premium service If you wish to find out more about getting finance in Spain, Mortgage Direct are available to discuss your options with you and to provide a no obligation mortgage quote


Market condtions and exclusive deals

Mortgage Direct is currently offering deals to non-residents with rates as low as Euribor + 1.3% and fixed rates from 2.15%. The Euribor is currently at its lowest ever level. 

Now that the property market is steadily improving, more banks are lending again, which has increased competition and led to some very attractive deals becoming available to clients of Mortgage Direct. At present, mortgages up to 70%* are available to non-residents and 80% to residents. There are some special deals above 80% available to young first-time-buyer resident clients.

If you have questions relating to whether you would qualify for a mortgage, how much you would qualify for and what conditions may be available to you.

* mortgages are based on the lower of purchase price or valuation.


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